Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited is a mass-market focused bank in India dedicated to providing financial services to underserved and unserved populations. Established in 2017, it evolved from Ujjivan Financial Services Limited, which began as a non-banking financial company in 2005. The bank aims to promote financial inclusion and empower economically active poor individuals through its diverse range of products. Ujjivan SFB offers microbanking products, including micro loans, micro-mortgages, and gold loans, as well as deposit options like savings and current accounts. It also provides credit products such as collateral-free overdrafts and affordable housing loans. With a customer base exceeding 7.7 million and significant business milestones, including deposits over ₹25,000 crore, Ujjivan SFB has expanded its reach across India, focusing on under-banked regions through microbanking branches and partnerships. The bank emphasizes responsible growth and has shown resilience through various economic cycles.